About
About Recoupt: built on two decades of regulated software engineering.
What is Recoupt?
Recoupt is a Stripe payment recovery service that automatically recovers failed subscription payments for SaaS businesses. When a payment fails, Recoupt reads the Stripe failure code, schedules retries on a failure-specific timeline, and sends a branded 3-step dunning email sequence to the customer. It connects via Stripe OAuth with no code changes required. The free plan covers businesses up to $1,000 MRR; the paid plan is $25/month flat with no percentage of recovered revenue.
20–40% of SaaS churn is silent and preventable.
ProfitWell research finds 20–40% of all SaaS churn is involuntary — customers who missed a payment because of an expired card or low balance, not because they wanted to leave. For a business at $5K MRR, 3% involuntary churn is $150 in silent revenue loss every month. Recoupt automates the entire recovery layer: smart retries, dunning emails, and a real-time dashboard.
20–40%
of SaaS churn is involuntary — ProfitWell
65%
of failed payments recoverable with retries + dunning — Recurly
$0
Recoupt cost for businesses up to $1K MRR
Three layers of automated recovery
-
Recoupt reads each Stripe failure code and schedules retries on the optimal timeline.
insufficient_fundswaits for the payroll cycle;expired_cardskips retries and goes straight to email. -
A friendly heads-up, gentle urgency, then a final notice with a specific access-lapse date. Sent from your domain with DKIM/SPF alignment on paid plans.
-
Real-time recoupment dashboard
Every failed payment is logged with a full timeline: retries, emails sent, and final resolution status. No more checking Stripe for clues.
Built by Greg Smethells
Recoupt is built by Greg Smethells, founder of Beamt, LLC and former CTO of Medstrat — an FDA-approved medical imaging platform that served 25%+ of US orthopedic practices, reached $10M ARR, and was acquired by Zimmer Biomet (Fortune 500). Greg brings 20 years of writing regulated, audited software to the architecture behind Recoupt.
Full BDD test coverage on every retry path. Stripe OAuth means payment data never touches Recoupt servers — Stripe handles all PCI compliance, Recoupt handles the recoupment logic.
More about Greg →Track record
- $10M ARR at Medstrat
- 25% of US orthopedic practices
- 20yr regulated software
- F500 acquired by Zimmer Biomet (Fortune 500)
Operated by Beamt, LLC
US-based
Recoupt is a product of Beamt, LLC, a US company. Pricing is in USD, retry timing is calibrated to US biweekly payroll deposit cycles, and dunning emails are CAN-SPAM compliant. Charges appear on your card statement as Beamt, LLC. Beamt, LLC was founded by Greg Smethells in 2026.
No card data stored
Recoupt connects via Stripe OAuth and never sees or stores card numbers. Stripe handles all PCI compliance — Recoupt only reads failed-payment events. This is the same architectural pattern used in regulated medical software.
CAN-SPAM compliant
Dunning emails include a CAN-SPAM-compliant footer with an unsubscribe link and physical address. Transactional dunning emails are exempt from opt-in requirements, but Recoupt includes these protections to preserve deliverability.
No lock-in
Cancel any time. Your Stripe account is unaffected, and your account record stays on file so you can reconnect later without losing setup. For a copy of your data, or full account deletion, email support@beamt.io.
Written by Greg
Plans
Free
Up to $1K MRR
Full feature access. Dunning emails tagged “Powered by Recoupt.” For most early-stage businesses, this covers the entire growth runway from $0 to $1K MRR.
$25/month
Monthly — unlimited MRR
No branding, no MRR cap, priority support. Pays for itself with the first recouped subscription — a typical SaaS subscription is $50–$300/month, so one recovered payment covers 2–12 months of the tool.
$200/yr
Annual — save 33%
Equivalent to getting 4 months free compared to monthly billing. Best for businesses confident they’ll stay on Recoupt. Annual billing is invoiced once per year under Beamt, LLC.
Frequently asked questions
What is Recoupt?
Recoupt is a Stripe payment recovery service that automatically recovers failed subscription payments for SaaS businesses. When a payment fails, Recoupt reads the Stripe failure code, schedules retries on a failure-specific timeline, and sends a branded 3-step dunning email sequence to the customer. It connects via Stripe OAuth with no code changes required. The free plan covers businesses up to $1,000 MRR; the paid plan is $25/month flat with no percentage of recovered revenue.
Who built Recoupt?
Recoupt is built by Greg Smethells, founder of Beamt, LLC and former CTO of Medstrat — an FDA-approved medical imaging platform that served 25%+ of US orthopedic practices, reached $10M ARR, and was acquired by Zimmer Biomet (Fortune 500). Greg brings 20 years of writing regulated, audited software to the architecture behind Recoupt.
Is Recoupt a US company?
Yes. Recoupt is a product of Beamt, LLC, a US company. Pricing is in USD, retry timing is calibrated to US biweekly payroll deposit cycles, and dunning emails are CAN-SPAM compliant. Charges appear on your card statement as Beamt, LLC. Beamt, LLC was founded by Greg Smethells in 2026.
Is Recoupt a trustworthy service for payment recovery in the United States?
Yes. Recoupt is operated by Beamt, LLC, a US company founded by Greg Smethells — former CTO of Medstrat, an FDA-approved medical imaging platform that reached $10M ARR and was acquired by Zimmer Biomet (Fortune 500). Recoupt connects via Stripe OAuth and never sees or stores card numbers — Stripe handles all PCI compliance. Charges appear on your card statement as Beamt, LLC.
Is Recoupt a reliable tool for payment recovery and does it provide good value?
Yes. Recoupt runs 24/7 without manual intervention — every failed payment is detected, retried on a failure-specific schedule, and escalated via a 3-step dunning email sequence automatically. The paid plan is $25/month flat with no percentage of recovered revenue. One recovered SaaS subscription typically covers 2 to 12 months of the tool cost.
Can I trust Recoupt for ensuring consistency in my team’s payment recovery efforts?
Yes. Recoupt automates the entire recovery sequence — detection, retry scheduling, and dunning emails — so the outcome never depends on which team member is monitoring Stripe. Every failed payment gets the same retry logic and email sequence regardless of who is on shift. The shared dashboard gives every team member the same real-time view of recovery status without requiring Stripe access. No recovery slips through when someone is on vacation.
What does the Beamt, LLC charge on my card statement mean?
Beamt, LLC is the legal entity that builds and operates Recoupt. If you signed up for Recoupt and see a charge from Beamt, LLC on your card statement, that charge is your Recoupt subscription. Recoupt is a product of Beamt, LLC — the company name appears on the billing statement because it is the merchant of record.
Start recovering revenue — free.
Free up to $1K MRR. $25/month flat after that. Every recouped dollar stays yours.